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BUSINESS IN
BRIEF 15/3
Lotte Card wholly acquires Techcom Finance
After
receiving the approval from the Vietnamese government, Lotte Card has
recently signed a purchase contract to acquire 100 per cent of Techcom
Finance from Techcombank to become the first South Korean credit card company
to enter the Vietnamese finance market, according to newswire Vneconomy.
The
deal’s value has yet to be disclosed, however, previously, the
The
Investor estimated that the deal could be valued at VND1.7 trillion ($74.67
million).
Lotte
Card’s purchase is considered a move to break into the $26.55-billion
consumer finance market, which has been showing signs of rapid development.
Previously,
in September 2017, the two parties signed a stock purchase agreement for the
deal.
Techcom
Finance, formerly known as Vietnam Chemical Finance Joint Stock Company
before the 2015 acquisition by Techcombank, carries a charter capital of
VND600 billion ($26.5 million).
According
to the bank's report, in 2017, Techcom Finance earned VND28.7 billion ($1.26
million) in revenue and VND22.5 billion ($998,538) in pre-tax profit.
Lotte
Card was established in 2002 and offers credit cards, facility leasing, and
financial services. The company, through its subsidiaries, also opens travel
agency, insurance agency, and telemarketing services.
Entering
StoxPlus
reports that the Vietnamese consumer finance market is the most attractive in
the region, with high growth potential and profit margins.
At
present, the sector is dominated by FE Credit (VPBank), Home Credit, and
HDSaison.
In
2016, Home Credit earned VND1.23 trillion ($54.03 million) in profit, FE
Credit VND2 trillion ($87.8 million), and the two remaining companies (Home
Credit and HDSaigon) earned hundreds of billions of dongs in profit.
Along
with Lotte Card, numerous domestic and foreign investors are actively seeking
to enter the consumer finance market through M&A deals.
According
to the latest movement, in January this year, Shinhan Financial Group
announced that subsidiary Shinhan Card completed the acquisition of Prudential
Vietnam Finance Company Ltd.
In
addition, two other Japanese investors are also negotiating to purchase 49
per cent of the stakes in two different Vietnamese financial institutions.
Military
Bank has launched its consumer lending brand Mcredit with the support of its
Japanese counterpart Shinsei Bank. At the end of last year, Shinsei Bank
purchased a 49-per-cent stake in Mcredit, the consumer finance arm of
Military Bank. Afterwards, MCredit was renamed MB Shinsei Consumer Finance
Limited Liability Company.
Korean groups planning Thua Thien-Hue tourism complex
The
business groups of KMH, Glostar, and OCC Company of the
At
a working session with Thua Thien-Hue provincial leaders on March 12, on
behalf of the Korean business delegation, Mr Park said that Korean businesses
want to build a culture, sports, and hotel complex at Chan May-Lang Co EZ,
and a cultural house and a system of tour boats using renewable energy on a
river in Hue City.
The
Korean investors’ initial hopes are that the province will create favourable
conditions for the construction of a resort at Chan May-Lang Co EZ, including
a film studio for the biopic of Vietnamese marksman Hoang Xuan Vinh, winner
of the historic gold medal at the 2016 Rio Olympics, said
Nguyen
Van Cao, chairman of Thua Thien-Hue provincial People’s Committee, spoke
highly of the Korean investors’ ideas for developing tourism and commercial
activities in the province, saying that the People’s Committee will authorize
local agencies to work with the Korean investors to research and implement
the necessary investment procedures so that these projects will come to
fruition in the near future.
Two
commercial companies in
The
training facilities in southern Vietnam, which are set to open within this
month, will offer three-month programs for workers to learn how to process
cattle properly, Radio Australia said on March 13.
Growing
demand for Australian cattle has prompted
In
2016,
The
department banned two unnamed Australian exporters and an unapproved facility
under
ESCAS
is designed to ensure that exported Australian livestock are handled in
accordance with international animal welfare standards and to provide a
mechanism to deal with animal welfare issues when they occur.
The
Australian Embassy told VnExpress International back then that
Since
then
Last
year, the country imported more than 262,300 live cattle, and nearly 42,000
tons of beef and buffalo meat, valued at more than US$410 million, official
government data shows.
Explaining
the reason for the imports, Tong Xuan Chinh, an official from the agriculture
ministry, said Vietnamese people’s diets have changed drastically in recent
years, and they're now eating more beef and buffalo meat.
Average
consumption per capita has doubled to 5-6 kilograms of beef and buffalo meat
per year in the past decade, but the cattle industry has been unable to keep
up with the pace. Local supplies of beef and buffalo meat only meet 80% of
the current demand.
Imported
beef, mainly from
Many
local consumers favor imported products thanks to their reasonable prices and
food safety concerns that have plagued the Vietnamese food market in recent
years. Beef imported from
70 Hong Kong businesses seeking trade ties in
A
group of 70 Hong Kong businesses operating in the fields of finance,
education, architecture, law, garments, electronic components, and footwear
will visit
The
event will be held to coincide with a working visit of the Secretary for
Commerce and Economic Development of Hong Kong to
The
exchange is seen as a gateway for
Trade
between
In
terms of investment, up to March 20, 2017, Hong Kong was the sixth biggest
foreign investor in
FPT
- one of
Smaller-scale
Vietnamese IT firms also plan to invest in other regions of
According
to FPT Chairman Truong Gia Binh,
For
FPT, the Japanese market accounts for more than half of its global revenue.
The firm has over 400 Japanese customers, including 50 of the world’s biggest
businesses. FPT has maintained annual growth of 30 percent in the market.
The
Vietnam Software and IT Services Association is encouraging the trend, which
is hoped to lay a foundation for turning
Talking
about advantages for Vietnamese IT companies when investing in Japanese market,
Binh said similarities in culture and strong diplomatic and socio-economic
ties between the two countries help Vietnamese operate in the market.
Vietnamese, Lao provinces seek to boost cross-border trade
Optimal
measures to facilitate cross-border trading of agricultural products and
materials through Lao Bao-Densavan international border gate between
Vietnam’s central Quang Tri province and Savannakhet province of Laos were
discussed at a workshop held in Dong Ha city of Quang Tri on March 13.
Building
common standards to ensure transparence of procedures and costs at the border
gates along the East-West Economic Corridor and guide books on taxation in
agricultural production and cross-border investment and business were on the
table at the event, which was jointly held by Quang Tri and Savannakhet
provinces, and the Mekong Institute.
Also,
the participants pointed out factors that affect the circulation of
agricultural products through the border gate, including the volume of goods,
non-tax measures, cross-border cooperation, customs clearance procedures and
transport infrastructure.
Nguyen
Quan Chinh, Vice Chairman of the People’s Committee of Quang Tri province,
spoke highly of the Mekong Institute’s study to promote cross-border trade
and recommendations made by the participants at the workshop.
He
said the study and recommendations will help the two governments build proper
mechanisms and policies to boost economic activities along the East-West
Economic Corridor.
The
supporting industry for
According
to the
Among
the five,
The
country has 20 automobile assembling firms, with 84 Tier-1 part suppliers and
145 suppliers of Tier -2 and 3. Meanwhile,
Nguyen
Thi Xuan Thuy, IIPS representative, said that due to the small scale of
As
a result, automobile assembly firms choose to use imported parts, creating a
vicious cycle that remains unsolved, she stressed.
To
untie the vicious cycle, Thuy proposed creating a larger market scale through
importing completely built-up units (CBUs) in the first years and forcing
manufacturers to find domestic spare parts with cheaper prices, thus
stimulating the local supporting industry.
Businesses
should also choose advantageous spare parts and products so as to gain assess
to the ASEAN production chain, she added.
Nguyen
Duong Hieu, Chairman and General Manager of LIDOVIT Trading and Industrial
JSC, suggested local producers invest in upgrading their technology, and
integrate management systems to better manage their production and approach
the market.
He
said that management agencies should provide local part suppliers with
specific requirements of foreign firms so they can prepare to meet their
standards.
Delegates
also suggested that the Government set up a website for businesses in the
parts industry so they can update their information, which would make it
easier for downstream producers, including foreign ones, to find parts
suppliers.
The
seminar was held by the HCM City Department of Industry and Trade, the Board
of Management of Saigon Hi-Tech Park and HCM City Export Processing and
Industrial Zones Authority.
The
MIIT is among the biggest tourism expos in the world, consisting of hundreds
of seminars and press conferences.
The
Vietnamese space at the three-day event features stalls operated by the
Vietnam National Administration of Tourism (VNAT), Vietnam Airlines and
locally-well-known travel companies, such as Viettravel and Saigon Tourists.
Vietnam
Airlines is displaying its Dreamliner Boeing 787 – 9, which will be used for
the carrier’s
Speaking
at the event, Vietnamese Ambassador to Russia Ngo Duc Manh said cooperation
between the VNAT and other Vietnamese representatives at the event plays an
important role in introducing Vietnamese tourism to foreigners.
The
VNAT sees
According
to the VNAT, the number of Russian tourists to
Over
2.86 million foreigners were estimated to visit
The
Vietnam National Administration of Tourism said it aims to serve between 15
and 17 million foreigners and 78 million domestic travellers this year, with
total revenue expected to hit 620 trillion VND (27.28 billion USD), up 21.35
percent on year.
Electronics industry needs development: seminar
The
consumer electronics industry has developed strongly in recent years but a
lot more needs to be done to ensure further development.
“Electronics
is one of the key industries with the deepest level of international
integration, but the industry is still only focused on assembling, processing
and after-sales service,” Nguyen Phuong Dong, deputy director of HCM City’s
Department of Industry and Trade, said.
Delivering
a speech at a seminar in
“Relevant
authorities would like to connect electronics enterprises by offering more
incentives to encourage linkages.”
Bui
Thi Ninh of the Viet Nam Chamber of Commerce and Industry and the Union of
Electronics Enterprises in
“The
industry has the largest number of workers and earns a large amount of
foreign currency.
Dr
Truong Thi Chi Binh, deputy chairwoman and general secretary of the Viet Nam
Association of Supporting Industries (VASI), said: “To participate in the
global supply chain, Vietnamese electronics enterprises must first meet
safety demands and technical requirements and limit hazardous content in
their products.
“Quality,
environment and energy-efficiency are the general requirements. Corporate
social responsibility and sustainable development are appreciated.”
VASI
could actively support enterprises by providing consultancy, training,
information, and databases and connecting them with international markets,
she said.
Japan bank mulls PetroVietnam plan
The
Japan Bank for International Cooperation (JBIC) is considering funding the
Block B&52/97 project of the Viet Nam Oil and Gas Group (PetrolVietnam)
with loans without a government guarantee.
General
Director of PetroVietnam Nguyen Vu Truong Son recently worked with JBIC
representatives on the financial arrangements for the project.
According
to PetroVietnam, the project, worth nearly US$10 billion, is one of the two
largest gas projects in
The
Block B&52/97 project’s oilfield development report was approved by
contractors and the State appraisal council, while its environmental impact
assessment report was ratified by the Ministry of Natural Resources and
Environment. The quantitative risk assessment report was also submitted to
the Ministry of Industry and Trade.
As
scheduled, the contract will be awarded in June 2018, and the signing of
Engineering Procurement Construction and Installation (EPCI) contracts for
the project will be done in July.
The
Block B&52/97 project includes two sub-projects. The first aims to
develop the Block B oilfield, with PetroVietnam owning maximum capital in the
project (42.896 per cent). Other investors are PetroVietnam Exploration and
Production Corporation (26.788 per cent), Mitsui Oil Exploration Company
(MOECO) of
The
second is to build the Block B-O Mon gas pipeline having a total length of
430km. PetroVietnam, PetroVietnam Gas Corporation (PV Gas), MOECO and PTTEP
have invested in this project.
The
Block B&52/97 project is expected to bring ashore 5.06 billion cu.m of
gas per year within 20 years, meeting the gas demand of power plants in the
south.
It
is expected to contribute some $18 billion to the State budget.
Cement consumption on the rise
The
country’s cement consumption in the first two months of the year posted a
year-on-year increase of 85 per cent to reach 18.55 million tonnes.
According
to statistics of the Department of Building Materials under the Ministry of
Construction, cement consumption in the period had surged both in local and
export markets. The department attributed this to a halt in cement production
in
In
February alone, cement consumption reached 7.62 million tonnes, increasing by
38 per cent compared to the same period last year and meeting 23 per cent of
the annual target.
Cement
sold in the domestic market rose by 11 per cent over the corresponding period
last year to 5.02 million tonnes. The country exported 2.6 million tonnes of
cement in February, increasing 30 per cent from last year.
Cement
exports in the first two months of the year reached 5.5 million tonnes,
representing a year-on-year increase of 121 per cent.
Cement
prices were stable last month.
Hai Duong attracts FDI worth $185mn
The
This
was revealed by the provincial Department of Planning and Investment.
In
the reviewed period, eight FDI projects worth over $32.1 million were granted
new licences, and nine existing projects were allowed to add a combined
capital of $153.45 million.
To
become an attractive destination for foreign investment in future, the
province will focus on improving the business climate, accelerating
administrative reforms, publicising and bringing about transparency in all
administrative procedures, such as investment, enterprises, natural
resources, environment, construction, transport, electricity, tax and
customs.
Nguyen
Manh Hien, secretary of the provincial Party Committee, said in 2018 the province
would continue to improve infrastructure to attract investment in industrial
zones and clusters, prioritise the development of industries producing
hi-tech, clean and industrial products that have competitive advantages, as
well as support industries.
In
addition to this, Hai Duong has also invested in building new infrastructure
for some industrial parks to speed up the implementation of many projects,
such as the North-South road and other essential transportation routes and
the Hai Duong Thermal Power Plant, Hien said.
Hai
Duong currently has 370 projects with total FDI investment of nearly $7.43
billion.
The
This
was announced by Deputy Prime Minister Vuong Dinh Hue during a reception in
Ha Noi on Monday that he had hosted for Henry Keswich, chairman of the
Jardines Matheson Group.
Jardines
Matheson is a multi-sectoral and multi-national group that has been present
in
At
the reception, Keswich expressed his interest in the equitisation and
divestment of Vietnamese SOEs, hoping to participate in the field.
He
also pledged to help
According
to
The
State will own full stakes only in fields related to national security,
defence and special public-utility services, he said, adding that the Government
has issued a list of SOEs that must be divested and equitised until 2020. The
Government is also focusing on dealing with weak banks and balancing credit
and non-credit services of banks, he said.
He
also said the Government would work to ensure macro-economic stability and
create a favourable business environment in conformity with international
standards and practices.
He
asked the group to pay attention to developing existing fields such as milk
products, automobiles, machinery, construction, real estate and finance and
insurance.
According
to
State earned VNĐ49.2 billion from IPO of VTRI
The
State earned VND49.2 billion (US$2.16 million) through the initial public
offering of the Viet Nam Textile Research Institute (VTRI) on Monday at an
average auction price of VND21,749 per share.
At
the auction, 20 eligible investors participated in the IPO to buy more than
14 million shares. The highest bid volume was for the entire lot, while the
lowest volume was 1,000 shares. The lowest auction price was equal to the
offered price, and the highest was up to VND30,000 per share.
As
a result, there were eight winners, including two organisations and six
individuals. The average auction price was VND21,749 per share, 73 per cent
higher than the offered price, with the total value of the shares sold being
VND49.2 billion.
The
payment to buy the shares has to be made between March 13 and March 22. The
refund period is from March 14 to March 19.
Besides
2,263,000 shares (equivalent to 45.26 per cent of the charter capital) sold
during the IPO on March 12, the VTRI will offer 2,263,000 shares to strategic
investors, while the remaining will be sold to employees. The State will not
hold shares in the VTRI.
According
to the approved plan, after the equitisation, the VTRI will be named the Viet
Nam Textile Research Institute JSC, with a charter capital of VND50 billion.
Its head office will be located at
As
for its business result, the VTRI posted a revenue of VND57 billion last
year, down 25 per cent compared with the average revenue of the previous
three years. Its profit was VND761 million, down by half of that of 2016. The
total assets of the institute at the end of 2017 was worth VND41 billion.
In
terms of land, the VTRI is managing and using plots of land at
Meliá Hotels International signs three new properties
Meliá
Hotels International, the leading Spanish hotel group, announced the signing
of three new properties in
All
three properties will be managed by Meliá Hotels International. With the
region’s rising affluence, improved infrastructure, and increased flight
connectivity, there is an enormous potential in the growing “bleisure” market
in
According
to Bernardo Cabot Estarellas, senior vice president, Asia-Pacific of Meliá
Hotels International,
In
addition to our three properties in
As
the financial and business hub of the country,
All
three hotels enjoy convenient access, just six kilometres from
With
these three new properties extending the group’s presence in the
In
2018, Meliá Hotels International maintains its robust momentum in
Spotify launches music streaming service in Vietnam
Spotify,
the world’s leading music streaming subscription service, was launched today
in
With
a worldwide community of over 159 million music fans, Spotify offers both a
free ad-supported service and an upgraded ad-free subscription service. Users
can listen to music for free or alternatively upgrade to Spotify Premium for
only VND59,000 ($2.6) per month.
With
a catalogue of over 35 million songs all available to both free users and
subscribers, Spotify comes to
“We
are incredibly excited to launch Spotify in
“Thanks
to our huge music catalogue of over 35 million songs, truly personalised
recommendations, and the best playlists curated by music experts and fans,
Spotify makes discovering the music you love easier than ever,” she added.
With
the launch of Spotify
In
addition, Spotify has personalised discovery features including Daily Mix,
Release Radar, and Discover Weekly, so Vietnamese users can explore different
songs from their favourite genre.
Vietnamese
users can download the app via the Android or iOS app store. Following the
launch in
Minh Phu to pay dividend by stock to boost charter capital
Minh
Phu Seafood Corporation (MPC) has decided to pay dividend by stock despite
shareholders' request for cash to boost charter capital.
At
the shareholders' meeting took place on March 9, shareholders proposed to pay
dividends in cash instead of stocks. However, Le Van Quang, MPC’s chairman
and general director, said that the company’s charter capital has been at
VND700 billion ($31 million) since 2016.
Minh
Phu intends to pay dividends by stock and bonus stock for key people in order
to raise capital to VND1.4 trillion ($62 million). Thereby, MPC./'; expects
to issue 68.4 million shares to pay dividend at the rate of 1:1 and an
additional 1.5 million shares as bonus for key people.
Quang
also said that MPC’s shares will be listed on the Ho Chi Minh Stock Exchange
(HOSE) from June 2018. The company has just been listed on the UPCoM on
October 16, 2017.
In
order to raise capital, Minh Phu intends to issue 60 million shares for
strategic investors. Quang said that several foreign investors are interested
in MPC’s public offering, some of whom want to purchase up to 35-65 per cent.
The total charter capital is expected to be VND2 trillion ($88.1 million)
after the outlined issuances and offerings.
This
year, MPC will target to reach $800 million in export-import turnover, 63,000
tonnes of shrimp in gross export volume, VND18.2 trillion ($0.8 billion) in gross
revenue, and VND1.1 trillion ($48.5 million) in pre-tax profit.
However,
Quang said that Minh Phu will do their utmost to exceed these targets and
reach an export turnover of $1 billion. In the first month of this year, MPC
recorded a profit of VND40 billion ($1.8 million), which is a positive signal
because this company has always been in the red in January.
MPC
expects to expand Minh Phu Ca Mau factory by 30,000 tonnes per year in the
third quarter of this year. The total investment is VND1 trillion ($44
million), including 30 per cent from MPC and the rest from loans.
CapitaLand
On
March 11, CapitaLand Vietnam hosted the “Feng Shui and Astrology 2018”
seminar with the presence of the world’s leading expert on Feng Shui and
Chinese metaphysics, Dato’ Joey Yap.
capitaland
Previously,
the Vietnam-based arm of CapitaLand successfully hosted the seminar for two
consecutive years, 2016 and 2017, which later received lots of positive
feedback from homebuyers.
Chen
Lian Pang, CEO of CapitaLand Vietnam, asserted that, "We (CapitaLand
Vietnam) acknowledge the role of Feng Shui in the decisions of a customer
when purchasing a residential project, as Feng Shui represents the close
connection between people and their living space. Hence, the ancient Chinese
art is closely intertwined with the architecture of residential projects.”
CapitaLand
Chen
further added that, "By inviting the internationally acclaimed Feng Shui
pundit, Dato’ Joey Yap to co-host the seminar, we (CapitaLand Vietnam) expect
to spread knowledge about the ancient art and science of Feng Shui on the
Vietnamese market, bringing the practical perks Feng Shui has to offer to
residential projects."
In
the Feng Shui seminar, the world-renowned consultant addressed key points,
such as the energy generated by the Year of the Dog, the recent
"hearsay" that this lunar year would bring a time of doom and gloom
when markets would crash, leading to an inevitable recession, and
speculations that sectors such as IT, oil and gas, telecommunications, and
agriculture, as well as education would produce great business opportunities
in the year ahead.
Over
the first two months of 2018, the Vietnamese stock market ranked first among
the fastest growing markets in the world, followed by the stock markets of
By
the last stock transaction in February, the VN-Index hit a new record of
1,120 points, equivalent to 14 per cent growth over only two months, setting
the stage to be one of the most impressive performing markets in the world
this year.
Likewise,
over the twelve months of 2017 and the first two months of 2018, the VN-Index
saw 70 per cent growth, nearly surpassing the record set in March 2007.
Previously
in the second half of 2017, the Vietnamese stock market was deemed to be one
of the most investment-worthy markets due to surging profitability and
capital attraction.
According
to newswire Bloomberg, by the end of 2018, the VNIndex was forecast to reach
1,210 points in a recent survey of 10 strategists by the New York-based news
station.
Thang
Uong, manager of a $1-billion portfolio at Manulife's fund in
As
concluded in a recent market analysis by RongViet Securities (VDSC), running
a moderate trading volume, the VNIndex would likely rise by 17-19 per cent,
while in case the VnIndex improves its ranking among Asia's stock markets, it
could potential expand by 45-67 per cent.
By
the end of 2017,
Previously,
the VNIndex was ranked the world's third and Asia’s best-performing market
due to its smooth economic growth, the "green" business performance
of various firms, including giants like Petrolimex, Vietnam Airlines, and
Vincom Retail, as well as the inundating volume of traded shares worth
roughly $1.1 million by foreign funds.
Cold
chain supply is an important base for the agriculture sector, contributing to
ensuring the quality of food and agricultural products from farm to table.
However, local agriculture experts as well as local enterprises believe the
cold supply chain for
The
workshop focused on wasting less food and reducing greenhouse gas emissions
from food loss through a strengthened cold chain. Carrier is a part of UTC
Climate, Controls & Security, a unit of United Technologies Corp.
This
was the fourth World Cold Chain Summit organized by Carrier since its
inception in 2014 but the first to focus on cold chain development efforts in
one specific region.
“With
new technologies and practices for a more efficient cold chain, significant
progress can be made to reduce carbon dioxide emissions, improve cross-border
economic activity, and help reduce hunger,” said Mr. David Appel, President
of Carrier Transicold & Refrigeration Systems. “We are proud to convene
and engage with experts across private and public sectors to collaborate on
developing actionable strategies to help reduce food losses in
The
summit asked food supply chain stakeholders, academics, and policymakers to
collectively identify significant opportunities in the Vietnamese food supply
chain, diagnose root causes leading to losses, and evaluate different cold
chain solutions for
“Of
all the perishable food produced in the world today, only 10 per cent is
refrigerated,” Mr. Appel went on. “There is a huge opportunity to cut food
waste and improve food distribution by implementing cold chain technology.
But to do so effectively, we have to understand local needs, and that’s why
we’re focusing this year’s
“We
believe that it’s not only possible to green the cold chain, but that by
better managing food supply with cold chain technology, we can reduce food
loss and waste, feed more people, and reduce greenhouse gas emissions
associated with the supply of food,” Mr. Appel said. “The goal for the 2018
World Cold Chain Summit is to develop a roadmap to reduce food loss and waste
in
F88 to open pawn shops in HCMC in Q3
F88
will open its first pawn shops in
The
company had nearly 40 pawn shops in Vietnam's north as at February, in Hanoi,
Hai Phong, Vinh Yen, Thanh Hoa, Bac Ninh and Bac Giang, serving hundreds of
customers each day. Lending totaled nearly VND600 billion ($26.3 million)
last year, in 50,000 contracts.
With
a goal of having 300 stores by 2020, F88 has now achieved 13 per cent of its
plan. It recently launched its first artificial intelligence (AI) equipment
for product valuation in its collateralized loan service.
Customers
can accurately estimate the value of their assets with the AI equipment to
avoid being put at a disadvantage when borrowing money from banks or
financial institutions. This also differentiates F88 from other pawn shops in
the market.
Mr.
Tuan said that valuations are the greatest risk in the pawn shop model. “If
you don’t meet standards and make a loan higher than the value of the
collateral, you will lose money if customers don’t return to reclaim their
assets,” he explained.
According
to Mr. Tuan, the company has nearly 300 employees. Most of its mid- to
high-level personnel have been recruited from large banks and financial
institutions in
After
receiving investment from Mekong Capital in January 2017, F88 became the
first pawn shop chain in
VNN
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Thứ Năm, 15 tháng 3, 2018
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